Travelex Money Card | Travelex

Travelex Money Card

The safer way of carrying cash

Safer travel money.

Forget cash; travel overseas with multiple currencies on one card. The Travelex Money Card is our truly platinum prepaid card.

Just received your card? Register
Want to manage card? Login
[BuysYouAmount] buys you:
  • [name][amount]

The safer way of carrying cash

  • Top up your card with your choice of 9 available currencies: Euros, British pounds, Australian dollars, US dollars, Canadian dollars, Singapore dollars, Japanese yen, Hong Kong dollars, New Zealand dollars 1 (in-store only)
  • Lock in your exchange rate*
  • Use your card abroad – it’s widely accepted at millions of locations worldwide where Mastercard is accepted

How it works

Getting the most out of your card

Widely accepted at millions of locations worldwide where Mastercard is accepted, your Travelex Money Card is perfect for:

  • Paying for meals at restaurants
  • Spending in shops and online
  • Paying for drinks and in hotels
  • Withdrawing money from an ATM
  • Travelling to multiple countries
  • Paying for trips out

Things to watch out for

It’s important to remember that there are a few things that your card’s not built for. To get the most out of your card, we recommend that you don’t use it for: reserving a hire car, a hotel room, or on a cruise. For more information, please see the fees and limits.

Travelex Card Services Limited is the issuer of the Travelex Money Card. The Product Disclosure Statement for the Travelex Money Card has been lodged on the Disclose register and is available here. Terms and conditions for the Travelex Money Card can be found here.

Help & FAQs

Terms and conditions for the Travelex Money Card can be found here.


To contact us about Travelex Money Card, click here for details.


Common questions

  • What are the fees and limits?

    Please click here for our fees and limits, to help you manage your budget throughout your trip. The fees and limits can change - you can find out more in the terms and conditions.

    Fees and Limits Tables

    Limits

    There are limits that apply to the use of your Travelex Money Card. These limits are set out below but may be altered by TCSL from time to time pursuant to the Terms and Conditions.

    Type of transaction Limit
    Maximum number of Cards you may hold in your name at any one time (not including the linked Additional Card provided to you at the time of purchase). One
    Maximum amount per load/reload NZD$25,000 or currency equivalent
    Maximum Bill Payment Reload amount per day NZD$25,000
    Maximum you can withdraw from ATMs in any 24-hour period (some ATM operators may set their own withdrawal limits which may be lower than this limit) NZD$3,000 or currency equivalent
    Maximum value of point of sale (POS) transactions performed in any 24-hour period NZD $15,000 or currency equivalent
    Maximum balance allowed at any one time across all currencies NZD$75,000
    Maximum amount you can load across all currencies during a 12-month period NZD$75,000
    Minimum amount per load/reload NZD$250 or currency equivalent
    Maximum cash you can withdraw over the counter at a financial institution in any 24-hour period (some financial institutions may set their own withdrawal limits which may be lower than this limit). NZD$400 or equivalent

    Fees and charges

    In addition to the currency exchange rates, the following fees and charges apply to the Travelex Money Card. The fees and charges may be altered by TCSL at its discretion by providing you with at least 20 days prior notice.

    Type of transaction Fee or charge
    Initial Card Fee and Distribution Outlet reload fee Charged at the time of purchase/Distribution Outlet reload. This fee is set and charged by the Distribution Outlet from which you purchased the Travelex Money Card. Load/reload in NZD: the greater of 1.0% of the initial load/reload amount or NZD$10.00. Load/reload in other currencies: zero.For example, for a Distribution Outlet charging a 1.0% initial load fee, if you purchase a Travelex Money Card and load NZD$800, you would be charged (NZD$800 x 1.0%=NZD$8), unless a minimum fee of NZD$10 applies.
    Replacement Card fee FREE
    Bill Payment Reload fee
    This fee is set and charged by MasterCard Prepaid Management Services
    1.00%
    Additional Card NZD$5.00
    International ATM withdrawal fee (outside New Zealand) FREE*
    Domestic ATM withdrawal & POS transaction fee 2.95%
    Cash over the counter fee (where cash is obtained over the counter) FREE
    Monthly inactivity fee
    Charged at the start of each month if you have not made any transactions in the previous 12 months
    Unless your Travelex Money Card is used again, or reloaded, this fee applies each month until the Travelex Money Card is closed or the remaining balance is less than the inactivity fee
    NZD$4.00 PER MONTH
    24/7 Travelex Money Card Global Emergency Assistance FREE
    Travelex Money Card closure fee (Cash Out fee)
    Charged when you close or Cash Out your Travelex Money Card. This fee is set and charged by MasterCard Prepaid Management Services
    NZD$10.00
    Currency to currency foreign exchange rate
    This is applied when you move your funds from one currency to another currency, or when you request a Cash Out to close your Travelex Money Card and you have funds in a foreign currency
    At the then applicable retail foreign exchange rate determined by us. This rate reflects MasterCard Prepaid Management Service’s cost price plus a margin determined by MasterCard Prepaid Management Services. We will notify you of the rate that will apply at the time you allocate your funds from one currency to another.
    Currency conversion fee
    Applied when a purchase or ATM withdrawal is conducted in a currency either not loaded or sufficient to complete the transaction and the cost is allocated against the currency/ies used to fund the transaction
    MasterCard® rate plus 4.00% of the transaction value. The MasterCard rate is the exchange rate determined by MasterCard to be their wholesale rate or the government mandated rate in effect in the day the transaction is processed by MasterCard.
    Bill Payment Reloads where your default currency is not NZD At the then applicable retail foreign exchange rate determined by us at the time we load the funds onto the relevant currency.
    Online reloads where you allocate funds in a foreign currency (i.e. a currency that is not NZ dollars) At the then applicable retail foreign exchange rate determined by us. This rate reflects MasterCard Prepaid Management Services’ cost price plus a margin determined by MasterCard Prepaid Management Services. For online reloads we will notify you of the rate that will apply at the time you book your transaction (further terms and conditions apply and will be provided to you at that time).

    *Some ATM operators may charge an additional withdrawal fee

    Important information about Fees & Limits for loads/reloads made online

    If you load or reload your Card online at www.travelex.co.nz the fees and limits may differ from (but shall not be greater than) those contained in the Fees and Limits Table of this Product Disclosure Statement. You will be notified of any additional fees or limits which may apply when you load or reload your Card online. You may also be charged a card surcharge if you pay with a credit or debit card. Please refer to the relevant online terms and conditions available at www.travelex.co.nz for details of the applicable fees and limits.

  • What do I do if my card is lost, stolen or damaged?

    If your card is damaged, lost, stolen or misused, please contact Card Services immediately.

    If you requested an additional backup card, you can continue accessing and spending your funds with no delay.

    If you don’t have a backup card, don’t worry; a replacement card can be organised for you. Alternatively, we can arrange for emergency cash in the local currency (up to the value remaining on the card and subject to availability), anywhere in the world, normally within 20 minutes (in some remote locations this could take up to 24 hours). Call Card Services 24 hours a day, seven days a week. You can find contact numbers here.

  • Is the card contactless?

    Travelex Money Card is Mastercard contactless enabled. Mastercard contactless is the faster way to pay for purchases of under NZD 100. No signature or PIN is required. Just tap your card against the reader and go. For more information, please click here.

    Please note, transaction limits are subject to change and different transaction limits will apply in different countries.

  • What are the platinum benefits?

    To find out all about the Platinum Benefits of the Travelex Money Card, click here.

  • What do I do if I am already an MCP customer?

    On 3rd April 2017, Travelex changed the prepaid card offerings made available to customers.

    Previously online we had 2 Cash Passport prepaid products you could buy, The Multi-currency Cash Passport Card, where you could load up to 10 currencies and the single currency Cash Passport.

    We’ve simplified our prepaid card offering from the two different cards previously available, by upgrading to the new Travelex Money Card: a Platinum card with added features and benefits. Now you can choose to buy and load into the full 10 currencies available, including pounds.

    Your Multi-currency/Single currency is still valid for use until the date of expiry. You can still reload it here and use it until it expires. A replacement Travelex Multi-currency Cash Passport Product Disclosure Statement has been lodged on the Disclose Register on 25 July 2017 and is available here.

    If you choose to buy a Travelex Money Card and already have an existing Cash Passport card, you will need to transfer the balance on your Cash Passport card to your new Travelex Money Card within 30 days of the purchase of the Travelex Money Card.

    However, if you do not want to purchase the Travelex Money Card, you can still use your existing Cash Passport card. Please note, we are no longer selling Cash Passport.